Data from the past 92 years have shown that the average bear market saw a 41% decline and lasted for 1.4 years, while the average bull market gained 480% with a nine-year duration. After nine years of a raging bull market, and with a variety of indicators turning bearish recently, investors want to know whether they should expect the markets to climb higher or fasten their seat belts for a steep correction in the year ahead. Two top money experts with years of experience and will share their considered opinions on the best way to take advantage of changing market and economic cycles.